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Car Finance Application

The Car Finance Company is a licensed credit broker not a lender.

Here at The Car Finance Company we aim to provide you with the financial support you need to purchase an affordable car. As bad credit car finance specialists, if you meet our criteria we’ll ensure that applying for a car loan couldn’t be easier.

If you are unemployed, you must receive DLA or carer’s allowance in addition to any other benefits to be considered for a loan.

Important Information

  • This application is for a hire purchase loan product, and is only suitable for purchasing a vehicle from a reputable and FCA-regulated dealer.
  • During this application process, a credit reference search will be conducted, which may affect your credit rating with some lenders.
  • We will use your contact information to contact you in relation to processing this application and securing your lend amount.
  • Terms and conditions apply and all applications for finance are subject to status & affordability.

You should rethink your application if you:

  • Are only ‘window shopping’, in which case you should wait until you definitely want finance.
  • Have recently made an application with us, in which case you should phone us directly on 02392 448 500.
  • Are already an existing customer looking to renew your finance agreement with us. Click here to renew with us.
  • Cannot provide proof of identity.
  • Have an income that is not paid directly into a UK bank account.

We would suggest you think about the costs associated with your choice of car such as fuel, insurance, tax, MOT, servicing and maintenance costs, as these will all have an influence on the affordability of the vehicle. The finance is secured on the vehicle, so if you don’t keep up with the monthly repayments, Go Car Credit can repossess the car. Failure to make payments can also affect your credit report.

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