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We only provide secured
vehicle finance |
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We only finance vehicles
bought from car dealers |
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We do not sell insurance,
warranties, or any add on products |
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All our customers are
interviewed face to face |
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We help our customers make
informed decisions that sensibly fit their
financial situation |
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We provide clear Hire
Purchase (HP) agreements and explain each
and every term |
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Credit and identity checks
are made on every applicant and joint
applicant |
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A Payment Reminder System is
fitted to each vehicle |
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The vehicle is safely
immobilised if the repayments are not kept
up to date |
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A history search (HPI check)
is carried out on every vehicle we are asked
to provide finance for |
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We encourage customers to
take out a contract with us for the shortest
period that they can sensibly manage. This
increases the monthly cost but reduces the
total cost of credit over the contract
period |
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We
provide your account payment performance
data to a credit reference agency. If you
keep your repayments up to date, this
improves your credit profile |
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There are no penalties for
early settlement |
