The information you provide on your application may be passed to one or more lenders, who may conduct a search of your record held with one or more credit reference and/or fraud prevention agencies. These agencies will record details of these searches which may be seen by other lenders when assessing applications from you.

Lenders will cross check information with other lenders to prevent fraud and may also use this information for statistical and marketing processes. You have a right to receive a copy of the information the lender and/or agency holds about you if you apply in writing and a pay a fee. It is important that the information you give in connection with your application is true, accurate and is a full disclosure of all relevant information.

You also agree to, if neccessary, be contacted by telephone to discuss this application. Further details explaining the information held by credit reference and/or fraud prevention agencies may be obtained by writing to us.