Calculate your loan immediately
Representative example – Vehicle price £5600.00, annual interest rate 25%, charge for credit £4200.00 (inc. option to purchase fee of £10.00), total amount payable £9810.00, 36 monthly instalments £272.50. Representative APR 49.6% – subject to status.
We’ve made sure that applying for car finance is as simple and straight forward as possible. Completing the online form will only take 1 minute of your time. Our friendly and helpful advisors are trained to provide sensible advice based on our ethical lending principles.
As a responsible lender we will only approve loans when we are completely satisfied that your repayment schedule is manageable within your current financial situation. 49.6% Representative APR.
If you have bad credit and are looking for car finance, then we can help. We specialise in helping customers who may have experienced bad credit in the past and who want to obtain finance for their next car purchase.
Do you have a CCJ? Are you in an IVA? Are you self-employed? We have helped customers in all sorts of circumstances. Our car finance specialist team are friendly and approachable and we understand that everybody’s credit ratings and situations are different, which is why we base our decisions on your current affordability and not just your history.
We want to help you find your perfect car that suits your needs at an affordable monthly cost.
We have partnered with the Money Advice Service so we can provide you with access to helpful tools which can enhance your knowledge on money management.
Since 2007, The Car Finance Company has grown to become Europe’s leading alternative finance provider. By focusing on ethical and responsible lending, we’ve provided loans for over 30,000 people just like you. We finance nearly 2,000 new customers every month which is set to rise to 3,000 by December 2015 and we currently approve over 50% of all applications we receive.
For the past 7 years we have ensured our customers have been treated fairly, with dignity and respect. By providing transparent, affordable loans and being open and honest with our customers, we have helped them rebuild their credit rating and get them back on track.
2nd in The Sunday Times Virgin Fast Track Top 100
A. Apply for an affordable loan.
B. Browse for your perfect car.
C. Choose your car and drive away.
“Until I purchased a car on finance back in August last year, I had honestly not heard of the Car Finance Company. But, my first experience was one that I was extremely impressed with. The member of staff dealing with my application was polite, very helpful and extremely professional. I would definately recommend and consider the Car Finance Company in the future. Thankyou”Read More
“My local dealer told me about this firm helping people like me and after a few basic checks I was approved and I’ve got a new 7-seater. Thank you.”Read More
“The car finance people, have helped me get on track with money borrowed. I can responsibly pay for my car each month with no hassle.”Read More
“I have had a very good experience with this company they have viewed my application individually and have offered me good customer service.”Read More
“I was accepted with The Car Finance Company where others had declined me. I was extremely grateful. the loan was offered over a shorter period of time too, which also suits me. Thanks very much.”Read More
You can now make a payment online using our Payment Portal. Once registered you’ll be able to log in directly each time you need to pay.
Apply for a transparent, affordable loan with our 1 minute application process.